Markets

Are Homes More Expensive Today Than in the Past? It’s Complicated…

The median home sales price is currently around 4.5x the median household income. That number was 3.5x in 1999 and 3.3x in 1989. So… case closed? Homes are more expensive than they used to be? Not exactly. Interest rates are at record lows; they exert a huge influence on mortgage payments, and thus, on home …

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How to Cut Your Home and Car Payments… Without Sacrificing Your Happiness

*This is Part II of a two-part series on increasing your savings rate. This part focuses on your housing and car payments. Part I addresses lower-end purchases.* If you’re looking to move or buy a car, you’re about to make a huge financial decision. It’s easy to fall into the “Keeping up With the Joneses” …

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How to Save Thousands More Per Year… Without Agonizing Over Every Dollar

*This is Part I of a two-part series on increasing your savings rate. This part addresses lower-end purchases. Part II focuses on the big-ticket items.* It’s easy to think that your smaller purchases don’t have a big impact on your bank account. Those daily purchases in the $5-15 range and monthly purchases in the $100-200 …

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How to Find the Perfect Asset Allocation for Your Retirement Accounts

You understand the importance of investing for your retirement. But when you look at 401(k) materials, you get lost in all of the possibilities. This article will help you assess your options, focusing on how stocks, bonds, and real estate can put you on the road to retirement. Finally, you will see how these asset …

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